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Julian Parrott

Julian Parrott

It's a comment that you sometimes hear from the self-employed – but it's genuinely true; "I love my job". Don't get me wrong, there are some days that I could see it (and the paperwork associated) far enough - but the thing that gets me up every morning, is the fact that I really enjoy the work and the people that I work with. Ethical Futures is my mission to help make the world a better place; both in terms of great advice and in making a difference with your money.

I fell into financial services by accident and for many of the early years I was pretty much a square peg in a round hole. It was only when I discovered ethical investment and developed an idea of how advice could be delivered in a more client centred way; that things started to click. For me, the Millennium really was a new start and it heralded my move into self-employment and ultimately the creation of Ethical Futures.

I'm a pragmatist and practical. I understand how the financial markets work and I'm interested in making them work better. I also want to help clients take control of their finances. This is the fundamentals of the service we put together at Ethical Futures. I genuinely believe that by directing money to positive projects and making small changes in big business, that we can gradually move to a better world. As I like to say, it's more about evolution than revolution.

I feel that planning is the bedrock of good financial advice. I must've liked jigsaws as a kid, because I really enjoy helping clients look at the bigger picture as well as searching for the fine detail that can make the difference and make it all make sense. I like to see myself as a critical friend and trusted adviser - so if you work with me, expect some challenging questions and hopefully some alternative ways of looking at things.

When I'm not in the office, I'm often out taking advantage of the opportunities that Ethical Futures has given me to engage in the wider world of ethical finance. Currently, I'm delighted to be on the board of the new Ethical Finance Hub project, helping the Church of Scotland spread the word about ethical finance and providing ethical oversight guidance for Parmenion Investment Management.

I'm lucky enough to have the support and inspiration of my wife Catherine. She sometimes succeeds in dragging me away from the desk, so we can pursue our shared interests in foreign films, golf, gardening, tea shops and travel. Occasionally, I manage to persuade her to join me to see some obscure punk/jazz/avant garde band but somehow, I never have managed to convince her of the thrills of hurtling down a mountain bike track!

I look forward to helping you make your money change your world.



  • Chartered Insurance Institute/PFS Diploma in Financial Planning
  • Chartered Insurance Institute Financial Planning Certificate
  • Chartered Insurance Institute Certificate of Mortgage Advice & Practice
  • BA (Hons) Business Studies
  • Money Management Ethical Financial Planner of the year 2007
DatesEmployment and experience

2005 – Present        

Partner, Ethical Futures llp - ethical financial planning

2000 –  2005 Director, The Ethical Investment Cooperative - ethical financial planning
1998 – 1999 Adviser, Sedgwick's – corporate pensions, advice & retirement planning.
1994 – 1998 Adviser, Towry Law – retirement planning & redundancy counselling.
1992 – 1994 Sales Associate, Allied Dunbar - mortgage advice, family protection & life assurance, savings & investments.
1987 – 1992 Branch Manager, Dunfermline Building Society – mortgage underwriting,
savings and insurance sales, professional business development
1985 – 1987 Housing Information Officer, Scottish Special Housing – house sales & mortgage advice.
1981 – 1985 BA Business Studies – Napier College, Edinburgh
1977 – 1981 Retail management, Fine Fare & Sainsbury's

Meet Our Team