It's a comment that you sometimes hear from the self-employed – but it's genuinely true; "I love my job". Don't get me wrong, there are some days that I could see it (and the paperwork associated) far enough - but the thing that gets me up every morning, is the fact that I really enjoy the work and the people that I work with. Ethical Futures is my mission to help make the world a better place; both in terms of great advice and in making a difference with your money.
I fell into financial services by accident and for many of the early years I was pretty much a square peg in a round hole. It was only when I discovered ethical investment and developed an idea of how advice could be delivered in a more client centred way; that things started to click. For me, the Millennium really was a new start and it heralded my move into self-employment and ultimately the creation of Ethical Futures.
I'm a pragmatist and practical. I understand how the financial markets work and I'm interested in making them work better. I also want to help clients take control of their finances. This is the fundamentals of the service we put together an Ethical Futures. I genuinely believe that by directing money to positive projects and making small changes in big business, that we can gradually move to a better world. As I like to say, it's more about evolution than revolution.
As the holder of the ISO 22222 International standard in Financial Planning, I feel that planning is the bedrock of good financial advice. I must've liked jigsaws as a kid, because I really enjoy helping clients look at the bigger picture as well as searching for the fine detail that can make the difference and make it all make sense. I like to see myself as a critical friend and trusted adviser - so if you work with me, expect some challenging questions and hopefully some alternative ways of looking at things.
When I'm not in the office, I'm often out taking advantage of the opportunities that Ethical Futures has given me to engage in the wider world of ethical finance. Currently, I'm delighted to be on the board of the new Ethical Finance Hub project, helping the Church of Scotland spread the word about ethical finance and providing ethical oversight guidance for Parmenion Investment Management.
I'm lucky enough to have the support and inspiration of my wife Catherine. She sometimes succeeds in dragging me away from the desk, so we can pursue our shared interests in foreign films, golf, gardening, tea shops and travel. Occasionally, I manage to persuade her to join me to see some obscure punk/jazz/avant garde band but somehow, I never have managed to convince her of the thrills of hurtling down a mountain bike track!
I look forward to helping you may your money change your world.
- Chartered Insurance Institute/PFS Diploma in Financial Planning
- British Standard ISO 22222 in Personal Financial Planning
- Chartered Insurance Institute Financial Planning Certificate
- Chartered Insurance Institute Certificate of Mortgage Advice & Practice
- BA (Hons) Business Studies
- Money Management Ethical Financial Planner of the year 2007
|Dates||Employment and experience|
2005 – Present
Partner, Ethical Futures llp - ethical financial planning
|2000 – 2005||Director, The Ethical Investment Cooperative - ethical financial planning|
|1998 – 1999||Adviser, Sedgwick's – corporate pensions, advice & retirement planning.|
|1994 – 1998||Adviser, Towry Law – retirement planning & redundancy counselling.|
|1992 – 1994||Sales Associate, Allied Dunbar - mortgage advice, family protection & life assurance, savings & investments.|
|1987 – 1992||Branch Manager, Dunfermline Building Society – mortgage underwriting,
savings and insurance sales, professional business development
|1985 – 1987||Housing Information Officer, Scottish Special Housing – house sales & mortgage advice.|
|1981 – 1985||BA Business Studies – Napier College, Edinburgh|
|1977 – 1981||Retail management, Fine Fare & Sainsbury's|
Meet Our Team
I enjoy working together with people with shared interests and shared beliefs
I’ve been lucky enough to be given a chance to experience Ethical Futures as part of my study program and I’m delighted to be offered first hand insight into ethical investment in a friendly and helpful environment where making a positive impact is important.
Andy WilsonTrainee Paraplanner
I enjoy working for a company which has a strong ethical foundation and which applies honesty and fairness to its relationships with employees and clients.
Daniel MacAskillPractice Manager
I like working somewhere that places values at the forefront of all decision making
I like working in a company which is fair and open with their employees and whose ethical business practices benefit their clients and the community.
I’m proud of our team, the business we have built and the work we do
Like minded clients, like minded staff and a lovely part of town - what could be better? Well actually the commute!