You will find below information regarding savings rates from the first full week of April 2025.
Our first table highlights the savings rates from what we believe to be the four key ethical savings providers in the UK:
|
|
Instant Access AER |
Notice Account |
1 Year Fixed Rate Bond |
3 Year Fixed Rate Bond |
||
|
Charity Bank |
Easy Access |
3.12% |
33 Day 93 Day |
2.97% 3.00% |
4.16% |
3.36% |
|
Co-operative Bank |
Online Saver |
2.46% |
Select Access |
1.18 – 3.06% |
4.15% |
3.65% |
|
Ecology Building Society |
Easy Access |
2.95% |
35 Day |
3.45% |
n/a |
n/a |
|
Triodos |
Everyday Savings |
2.80% |
n/a |
n/a |
3.80% |
*2 Year Ethical Savings Bond 3.65% |
Our second table shows the top savings rates as determined by our source Deposit Sense:
|
Rating |
Instant |
AER |
Notice |
AER |
1 Year Fixed |
AER |
3 Year Fixed |
AER |
|
1 |
Kent Reliance Building Society – Easy Access |
0.10 – 4.64% |
OakNorth Bank – 95 Day Notice Tracker |
4.81% |
Gatehouse Bank* – 1 Year Fixed Rate |
4.65% |
Gatehouse Bank* – 3 Year Fixed Rate |
4.65% |
|
2 |
Charter Savings Bank – Easy Access |
4.59% |
Oxbury Bank – 90 Day Notice Base Rate Tracker Account |
4.80% |
Close Brothers Bank – 1 Year Fixed Rate |
4.61% |
Close Brothers Bank – 3 Year Fixed Rate |
4.55% |
|
3 |
Oxbury Bank – Easy Access Limited Edition |
4.58% |
Kent Reliance Building Society – 60 Day Notice |
0.10 – 4.77% |
Shawbrook Bank – 1 Year Fixed Rate |
4.58% |
Oxbury Bank – 3 Year Fixed Rate |
4.48% |
|
4 |
Principality Building Society – Online Triple Access Account Saffron Building Society – eSaver |
4.50% |
BLME* - 90 Day Notice Account |
4.68% |
Kent Reliance Building Society – 1 Year Fixed Rate |
4.51% |
Atom Bank – 3 Year Fixed Rate |
4.45% |
|
5 |
Post Office – Online Saver West Brom Building Society – Four Access Saver |
4.40% |
Gatehouse Bank* – 120 Day Notice Account |
4.65% |
BLME* - 1 Year Fixed Term Investec Bank – 1 Year Fixed Rate Savings |
4.50% |
Vanquis Bank – 3 Year High Yield Bond |
4.42% |
1. Best Buys are market leading but not subject to formal ethical screens/investment policies so are deemed neutral.
2. Rates are correct at the date of publication - 7th of April 2025.
3. Information has been collected from Deposit Sense.
4. *Sharia compliant banks offer an Expected Profit Rate (EPR) rather than interest.
5. It is important to take professional advice before making any decision relating to your personal finances. Information within this article does not provide individual tailored investment advice and is for guidance only. We cannot assume legal liability for any errors or omissions it might contain. Ethical Futures llp is authorised and regulated by the Financial Conduct Authority.