You will find below information regarding savings rates from the beginning of September 2025.
Our first table highlights the savings rates from what we believe to be the four key ethical savings providers in the UK:
|
|
Instant Access AER |
Notice Account |
1 Year Fixed Rate Bond |
3 Year Fixed Rate Bond |
||
|
Charity Bank
|
Easy Access |
3.01% |
33 day 93 day |
2.91% 2.94% |
|
3.66% |
|
Co-operative Bank |
Online |
2.12% |
Select Access |
1.06% -3.53% |
|
4.03% |
|
Ecology Building Society |
Easy Access |
2.50% |
35 Day |
2.95% |
|
n/a |
|
Triodos |
Everyday Savings |
2.40% |
|
n/a |
|
3.60% |
Our second table shows the top savings rates as determined by our source Deposit Sense:
|
Rating |
Instant |
AER |
Notice |
AER |
1 Year Fixed |
AER |
3 Year Fixed |
AER |
|
1 |
Principality Building Society - Online Triple Access Account |
4.45% |
RCI Bank - 95 Day Notice Account |
4.50% |
Tandem Bank - 1 Year Fixed Rate |
4.37% |
Atom Bank - 3 Year Fixed Rate RCI Bank - 3 Year Fixed Rate Bond |
4.30% |
|
2 |
Kent Reliance Building Society - Easy Access |
4.41% |
Kent Reliance Building Society - 60 Day Notice |
0.10 - 4.45% |
Atom Bank - 1 Year Fixed Rate |
4.36% |
Nottingham Building Society - 3 Year Fixed Rate Account |
4.25% |
|
3 |
Ford Money - Flexible Saver |
4.18% |
Oxbury Bank - 120 Day Notice Base Rate Tracker Account |
4.40% |
Vanquis Bank - 1 Year High Yield Bond |
4.27% |
Hodge Bank - 3 Year Fixed Rate (Online only) |
4.21% |
|
4 |
Hodge Bank - Easy Access |
4.15% |
BLME* - 90 Day Notice Account |
4.37% |
Hodge Bank - 1 Year Fixed Rate Investec Bank - 1 Year Fixed Rate Account |
4.25% |
Investec Bank - 3 Year Fixed Rate Account |
4.20% |
|
5 |
Tesco Bank - Internet Saver Account |
4.10% |
RCI Bank - eVolve Savings Notice Account |
4.30% |
BLME* - 1 Year Fixed Term Gatehouse Bank* - 1 Year Fixed Rate |
4.20% |
Ford Money - 3 Year Fixed Rate |
4.15% |
1. Best Buys are market leading but not subject to formal ethical screens/investment policies so are deemed neutral.
2. Rates are correct at the date of publication - 5th of September 2025.
3. Information has been collected from Deposit Sense.
4. *Sharia compliant banks offer an Expected Profit Rate (EPR) rather than interest.
5. It is important to take professional advice before making any decision relating to your personal finances. Information within this article does not provide individual tailored investment advice and is for guidance only. We cannot assume legal liability for any errors or omissions it might contain. Ethical Futures llp is authorised and regulated by the Financial Conduct Authority.