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Does the 'Buy Now, Pay Later' Market Need More Regulation? image

Does the 'Buy Now, Pay Later' Market Need More Regulation?

More and more of us are taking advantage of services such as Klarna, Laybuy and Clearpay, so we can pay for purchases in instalments interest-free over a set period. But as the buy now, pay later market grows, is it time for it to be more heavily regulated?

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What's Your View on Working From Home? image

What's Your View on Working From Home?

In the last few months, working from home has become a topic that’s up there with speed cameras and parking tickets.

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Let Your Head, Not Your Heart, Guide Your Investment Decisions image

Let Your Head, Not Your Heart, Guide Your Investment Decisions

Many of us will have spent the last two years longing for the time when most of the UK population had a good immunity against Covid-19, and pandemic restrictions were either being eased or completely dropped.

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Welcome to Ethical Futures, Shane! image

Welcome to Ethical Futures, Shane!

We thought you'd like to get to know our new financial planner, Shane Presley. So, Marian, our marketing and communications assistant, had a chat with him to find out more.

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Would the last bank manager to leave please turn out the lights? image

Would the last bank manager to leave please turn out the lights?

Go back not that many years and any reasonably-sized town would have had the ‘big four’ on its high street: Barclays, Lloyds, NatWest and HSBC occupying prominent retail positions and – if the town was slightly larger…

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Has the Pandemic Prompted You to Take Charge of Your Finances? image

Has the Pandemic Prompted You to Take Charge of Your Finances?

Coronavirus restrictions forced many of us to fundamentally change how we live and work, which in turn affected how we spend our money.

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How Many Bank Rate Rises Will We See this Year? image

How Many Bank Rate Rises Will We See this Year?

Last month, the UK’s inflation figures for March were released. Having been 6.2% in February, inflation had risen to 7%, the highest rate for 30 years.

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Amazon Switches its Focus to Groceries image

Amazon Switches its Focus to Groceries

The threat of inflation and the accompanying cost of living crisis have been well documented, and unsurprisingly, millions of British shoppers have been deserting the traditional weekly shop at Tesco or Sainsbury’s in favour of the discounters, such as Aldi and Lidl.

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It’s Work. But Not as We Knew it… image

It’s Work. But Not as We Knew it…

We have written previously about the changes employees want to see post-pandemic. They want a better work/life balance; they want to work for companies whose values they share…

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Many Over-50s Haven’t Sought Financial Advice on their Pension image

Many Over-50s Haven’t Sought Financial Advice on their Pension

For many over-50s, the prospect of enjoying a long and fulfilling retirement doesn’t seem that far away.

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Earth Day 2022 - Time to Invest in Our Planet image

Earth Day 2022 - Time to Invest in Our Planet

What is Earth Day? When did it start? How can you get involved?

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Set Specific Financial Targets to Achieve Lifestyle Goals image

Set Specific Financial Targets to Achieve Lifestyle Goals

If you’re creating a financial plan, with a view to achieving certain ambitions in life, you need to include details.

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