News, Blog & Ethics

The idea of planning for a future that you are not part of is an unfortunate and difficult thing to consider.

All our older clients – and plenty that are not so old – will remember a time when high street banking in the UK was dominated by the ‘big four’: Barclays, NatWest, Lloyds and Midland (or HSBC as it later became). Many of us knew the apocryphal stat: you were more likely to change your spouse than change your bank.

It's a term we've heard a lot recently. But what does it mean?

Very few of us have a job for life these days, with many of us moving through numerous roles and businesses as our careers progress.

Many people understand what a professional financial advisor does and the benefits of speaking to one. But at the same time, there are many myths and misconceptions surrounding financial planning, which often put people off getting help. We wanted to explore the most common myths we hear and debunk them one by one, so you can be confident about financial planning and the benefits it brings.

Hosted by UKSIF since 2005, Good Money Week is an annual event bringing people together to help promote sustainable, responsible and ethical finance. Their series of panels, discussions and debates give people the necessary information they need to make good money choices both in terms of financial return and ethical merit.

In recent years, there…

We’ve summarised the key points relating to pensions and investments announced by the Chancellor in the new Growth Plan on 23 September 2022.

If you caught any media over the weekend, you’ll already have the gist of the ‘fiscal event’. Essentially this is a turbo charged return to Thatcherite & Reaganite ‘trickle down’ economics. The theory being that if you unleash the earnings potential of high earners and businesses whilst slashing regulation and planning controls, you stimulate economic growth. The money earned from this growth by…

The time has come for your child to start university. They are ready to fly the nest and strike out on their own.

Ethical Futures express our deepest condolences to the royal family on the death of HM The Queen.

The annual film festival kicks off in Edinburgh from the 16th to the 18th of September.

A happy retirement doesn’t just happen by itself. You’ve got to make it happen, and that involves lots of careful planning and asking yourself what you really want from your post-working life.