News, Blog & Ethics

We think that our hard working team have earned a break over the festive period, so we will be closing the office on Friday the 23rd of December at 12 noon.

The office will be closed throughout the Christmas/New Year period and will reopen at 9am on Wednesday the 4th of January.

We will monitor phonecalls and emails sent to our invest@ethicalfutures.co.uk email between the 28th and…

How much money do you have in your savings account? How long would your head stay above water if you lost your main source of income?

Julian and Marian recently attended a conference with other financial professionals in Glasgow on the issue of sustainable investment.

With inflation at its highest level in more than 40 years, and energy and grocery bills continuing to head upwards, many are feeling the pinch – but perhaps even more so now that Christmas is fast approaching.

In America, the day after Thanksgiving has been referred to as ‘Black Friday’ since as far back as the 1950s.

It may be an expected inheritance or it may have come as a surprise. Either way it's important to make sure that you know what to do when you find yourself dealing not only with a sum of money but the grief and emotion that comes with losing a loved one.

You may be aware of the importance of creating a will and choosing executors but do you know what happens to your loved one’s finances when they die? We thought it would be useful to make a note of the most important things that you should consider.

The idea of planning for a future that you are not part of is an unfortunate and difficult thing to consider.

All our older clients – and plenty that are not so old – will remember a time when high street banking in the UK was dominated by the ‘big four’: Barclays, NatWest, Lloyds and Midland (or HSBC as it later became). Many of us knew the apocryphal stat: you were more likely to change your spouse than change your bank.

It's a term we've heard a lot recently. But what does it mean?

Very few of us have a job for life these days, with many of us moving through numerous roles and businesses as our careers progress.

Many people understand what a professional financial advisor does and the benefits of speaking to one. But at the same time, there are many myths and misconceptions surrounding financial planning, which often put people off getting help. We wanted to explore the most common myths we hear and debunk them one by one, so you can be confident about financial planning and the benefits it brings.