As more people prioritise values like sustainability and social responsibility, ethical finance has emerged as a compelling way to align your financial decisions with your personal principles. Here’s how you can start integrating ethical finance into your personal finances

Define your ethical priorities 

Ethical finance means different things to different people. Start by identifying the causes that matter most to you. Are you passionate about fighting against the climate crisis? Do you want to support gender and racial equality? Are you keen to help promote education in deprived areas? Clarifying your values will help you to focus your efforts.

Choose an ethical bank 

Your choice of financial institution can make a big impact. Ethical banks and credit unions focus on funding sustainable projects, offering loans to underserved communities and avoiding investments in harmful industries such as fossil fuels or weapons manufacturing. Take a look at our guide to ethical banking if you’d like to consider making a switch, click here.

Evaluate your retirement plan 

Take a look at your pension and make sure it is aligned with your priorities. Assess where your retirement savings are allocated and advocate for more ethical options if necessary. 

Monitor and adjust your plan 

Ethical finance is a dynamic field, and new opportunities arise frequently. Regularly review your financial plan to ensure that it stays aligned with your values and adapts to changes in the market or your personal priorities. 

Educate yourself and spread awareness 

Understanding ethical finance is an ongoing process. Educating yourself and sharing what you’ve learned can amplify your impact and encourage others to make values driven financial decisions.

Talk to an ethical finance adviser 

The world of financial planning can be a confusing and intimidating place, even more so when you want to focus your planning on ethical finance. An ethical financial adviser can help you to navigate the market and can assist you in putting in place plans that aim to help you reach your financial goals. If you would like to speak to one of our ethical financial advisers, get in touch here. We look forward to helping you make your money change your world.